:root {
  --navy: #163A5F;
  --deep: #10283f;
  --teal: #3A8D8C;
  --gold: #D4AF37;
  --cream: #F7F3EA;
  --soft: #EDF6F5;
  --text: #26323F;
  --muted: #607080;
  --white: #FFFFFF;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Arial, Helvetica, sans-serif; color: var(--text); background: var(--cream); line-height: 1.65; }
a { color: var(--teal); }
.site-header { position: sticky; top: 0; z-index: 10; box-shadow: 0 3px 15px rgba(16,40,63,.12); }
.navbar { display: flex; justify-content: space-between; align-items: center; padding: 16px 7%; background: var(--navy); color: var(--white); flex-wrap: wrap; gap: 14px; }
.brand { display: flex; align-items: center; gap: 10px; color: var(--white); text-decoration: none; font-weight: 600; font-size: 1.08rem; }
.brand-mark { display: inline-grid; place-items: center; width: 34px; height: 34px; border-radius: 50%; background: var(--gold); color: var(--navy); font-weight: 900; }
.navlinks { display: flex; flex-wrap: wrap; gap: 14px; }
.navlinks a { color: var(--white); text-decoration: none; font-weight: 700; font-size: .95rem; opacity: .95; }
.navlinks a:hover { color: #FFE7A6; }
main { width: min(1120px, 90%); margin: 0 auto; padding: 42px 0 56px; }
.hero { background: linear-gradient(135deg, var(--navy), var(--teal)); color: var(--white); border-radius: 28px; padding: clamp(30px, 6vw, 64px); margin-top: 12px; box-shadow: 0 18px 50px rgba(16,40,63,.18); }
.split { display: grid; grid-template-columns: 1.35fr .85fr; gap: 34px; align-items: center; }
.hero-card { background: rgba(255,255,255,.13); border: 1px solid rgba(255,255,255,.22); padding: 28px; border-radius: 22px; backdrop-filter: blur(4px); }
.eyebrow { color: #FFE7A6; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; font-size: .82rem; margin-bottom: 8px; }
.eyebrow.dark { color: var(--teal); }
h1 { font-size: clamp(2.15rem, 5vw, 4.2rem); line-height: 1.04; margin: 10px 0 18px; color: inherit; }
h2 { color: var(--navy); font-size: clamp(1.6rem, 3vw, 2.4rem); line-height: 1.15; }
.hero h2, .site-footer h3 { color: var(--white); }
h3 { color: var(--navy); }
.lead { font-size: clamp(1.12rem, 2vw, 1.35rem); font-weight: 600; color: inherit; }
.buttons { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 26px; }
.button, button { display: inline-block; border: 0; background: var(--gold); color: var(--navy); padding: 13px 22px; border-radius: 999px; text-decoration: none; font-weight: 800; cursor: pointer; box-shadow: 0 6px 18px rgba(16,40,63,.14); }
.button.secondary { background: var(--white); color: var(--navy); }
section { margin: 34px 0; }
.page-title { max-width: 900px; }
.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 18px; margin-top: 18px; }
.cards.five { grid-template-columns: repeat(auto-fit, minmax(195px, 1fr)); }
.cards article, .service-list article, .content-card, .notice, form, .contact-grid > div, .cta { background: var(--white); border-radius: 22px; padding: 26px; box-shadow: 0 8px 24px rgba(20,48,71,.08); }
.icon { width: 44px; height: 44px; border-radius: 14px; background: var(--soft); color: var(--teal); display: grid; place-items: center; font-weight: 900; margin-bottom: 14px; }
.checklist { list-style: none; padding: 0; margin: 18px 0 0; }
.checklist li { margin: 10px 0; padding-left: 28px; position: relative; }
.checklist li:before { content: "✓"; position: absolute; left: 0; color: #FFE7A6; font-weight: 900; }
.band { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; background: var(--deep); color: var(--white); border-radius: 26px; padding: 34px; }
.band h2 { color: var(--white); }
.mini-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.mini-grid div { background: rgba(255,255,255,.12); border-radius: 16px; padding: 16px; font-weight: 800; }
.service-list { display: grid; gap: 18px; }
.service-list article { border-left: 7px solid var(--teal); }
.notice { border-left: 7px solid var(--gold); }
.cta { text-align: center; background: var(--soft); }
.contact-grid { display: grid; grid-template-columns: 1fr 1.35fr; gap: 24px; align-items: start; }
label { display: block; font-weight: 800; margin-bottom: 14px; color: var(--navy); }
input, textarea, select { width: 100%; padding: 13px; border: 1px solid #C9D4DD; border-radius: 12px; margin-top: 6px; font: inherit; background: var(--white); }
.checkbox { display: flex; gap: 10px; align-items: flex-start; font-weight: 600; color: var(--text); }
.checkbox input { width: auto; margin-top: 7px; }
.small { font-size: .9rem; color: var(--muted); }
.policy-links li { margin: 12px 0; font-size: 1.1rem; }
.site-footer { background: var(--navy); color: var(--white); padding: 34px 7% 20px; }
.site-footer a { color: #FFE7A6; text-decoration: none; }
.footer-grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 24px; width: min(1120px, 100%); margin: 0 auto; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.18); margin-top: 22px; padding-top: 14px; text-align: center; }
@media (max-width: 850px) {
  .split, .band, .contact-grid, .footer-grid { grid-template-columns: 1fr; }
  .mini-grid { grid-template-columns: 1fr; }
  .navbar { align-items: flex-start; }
}

.logo{height:22pxpx;width:auto}.hero-logo{max-width:210px;width:100%;display:block;margin-bottom:10px}